FEATURES
ELIGIBILITY
FEES & CHARGES
| Product/Type of Charge | Imperia Fees and Charges |
|---|---|
| Charges on Non-Maintenance of minimum Balance in Savings Accounts | Nil charges |
| Debit Card Annual Fee | Annual fee per Imperia Platinum Chip Debit Card is Rs. 750* p.a. *Exclusive of taxes. The above fees will be waived as long as you are a part of the HDFC Bank Imperia Premium Banking Programme#. |
| ATM / Debit card Pin Regeneration Charges (Green PIN/ Physical PIN) | Nil charges |
| Transactions on Domestic ATM | No charges for usage of HDFC Bank as well as Non HDFC Bank ATMs |
| Locker Annual Rental | Locker with Nil annual rental charge available for first locker allocated per group |
| Forex transactions rates | Up to 10 paise better rate on card rate for forex transactions on select currencies. |
| Multicurrency Forex Card | 50% Discount on issuance fees on Multicurrency card. Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact your RM for the promo code. |
| Chequebook issuance | Nil charges for Savings Account. |
| DD/MC Charges on Savings Accounts | Nil issuance charges |
| DD/MC Cancellation / revalidation on Savings Account | Nil charges |
| Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch) Effective 9th December'17 | 10 transactions with nil charges |
| OR | |
| Value of Rs. 15 Lakh at nil charge per month per account 'Self/Third party' inclusive | |
| Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer | |
| Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts | Nil Annual Maintenance charge Click here for detailed tariff sheet. To know more about the Features of Regular & BSDA A/c click here |
| Cheque return charges drawn on us | Due to funds transfer cheque return Due to technical reasons |
| Cheques deposited - Returned Unpaid(Effective 1st Dec'17) | Nil charges |
| ECS /ACH Return Charges | Nil charges |
| Service Charges for Savings Account | Nil charges on all the below services for Imperia customers: |
| - Inter-branch funds transfer charges | |
| - Stop payment charges | |
| - Cheque collection charges | |
| - Duplicate statement | |
| - Mandate registration charges | |
| - Old records/copy of paid cheques | |
| - Interest Certificate | |
| - Balance Certificate | |
| - Address Confirmation | |
| - Signature Attestation | |
| IPIN / TPIN re-generation | Rs.40, Senior citizen - Rs.36 |
| Standing Instructions | Nil charges |
| NEFT/RTGS | Nil charges through online mode Charges applicable as per savings / current account variant for outward fund transfers done through branch |
| IMPS | Nil charges |
| Bill Pay | Nil charges |
| Insta Alert | Nil charges |
| Current Accounts | Click here for detailed Tariff on Max Advantage Ascent Activ Current Account |
Click here for detailed Tariff on Regular Premium Plus Current Account | |
Click here for detailed Tariff on Agri Professional E-Comm Current Account | |
For Tariff of discontinued variants (sourcing/switching) Click here | |
| Past Records | Click here to view Fees & Charges for Auto Upgrade Current Account Variants before 1st October’2023 Click here to view Fees & Charges for Generic Current Account Variants before 1st October’2023 Click here to view Fees & Charges for Generic Current Accounts before 1st November’2022 Click here to view Fees & Charges for Segmented Current Account Variants before 1st October’2023 Click here to view Fees & Charges for Segmented Current Accounts before 1st November’2022 |
NOTE:
"HDFC Bank Programme Terms and conditions apply.
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer
Taxes as applicable would be charged separately
In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website www.hdfcbank.com for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.
